The Problem:

Liquidity is fragmented across the blockchain, hindering user experience. Even after years of progress, core infrastructure of DeFi is limited.

• DeFi is fragmented. Liquidity siloed, isolated on each individual chain making capital is inefficient.
• Risky 3rd party bridges are used to move value across chains
• User experience is tedious and complex.

The Solution:

• Unified Lending: Create Unified Pools of liquidity which seamlessly flow across multiple chains and behave as though they are one.
• ZK at our core: Malda uses zkProofs to sync lending activity across chains. The host chain keeps the records, while extension chains send proofs to update it. zkProofs make the setup trustless and secure, so you never rely on risky bridges or third parties.
• Simplified UX: Everything is designed with the end user in mind. Under Malda’s Unified ethos, lend & borrow on multiple chains as easily as you would on one.

Value Propositions

For the User

• The simplest way to lend and borrow across chains.
• Deposit an asset from all supported chain in one action
• Borrow to any supported chain, using any deposited assets as collateral regardless of chain.
• Repay from any chain and withdraw to any chain of choice.
• Never rely on bridges again. Deposit collateral on L1 for maximum security, borrow to any L2 for execution efficiency.
• Malda’s Unified Pools have a single Unified interest rate across all chains.
• Enjoy the highest degree capital efficiency & enjoy borrowing power across chains.
• Inherit architectural security from ZK

For the Ecosystem

• No more fragmented liquidity & fragmented experience
• Seamless flow of assets between chains, maximizing capital efficiency
• Secures deep liquidity enabling meaningful institutional involvement
• Acts as a foundation for other apps to build upon, further expanding liquidity which is Unified.

Malda Mottos & Branding

• Unified Lending
• gmalda
• Go Green
• Break Free
• It’s not magic, it’s Malda
• Lend from everywhere, borrow to anywhere.

This is Malda

Official Documentation: https://docs.malda.xyz/

🌐 Unified Pools

• How we seamlessly connect liquidity across chains into One.

https://x.com/malda_xyz/status/1910392160681116043

⛓️ Host Chain + Extension Chain Architecture

• Malda’s host chain is on Linea, where transactions & final account states are settled.
• This is communicated to extension chains (Mainnet & any other L2 supported) using ZK proofs.
• This architecture secures cross chain protocol logic with ZK, inheriting Ethereum-grade security through ZK finality on Ethereum

⚙️ ZK for Messaging Across Chains

• zkProofs carry actions across chains — they’re sent from extension chains to the host chain, and if valid, the host updates the records
• Why zk instead of bridges?
  • zk-proofs are trustless and decentralized, while bridges rely on centralized operators
  • zk-proofs are verifiable math, making attacks or manipulation nearly impossible
• zkProofs are generated by the Boundless Prover Market using RiscZero or Bonsai (selectable by the user).

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